Decadent Chocolate Banana Loaf

Easy Chocolate Chunk Banana Bread: The Moistest One-Bowl Recipe You’ll Love!

Prepare to fall in love with this incredibly delicious and unbelievably easy chocolate chunk banana bread! Requiring just one bowl for mixing and no special tools, you can have a loaf of moist, sweet banana bread, generously studded with melty chocolate chunks, ready in about an hour. It’s the ultimate comfort food and a fantastic way to transform those overripe bananas into a delightful treat.

A loaf of chocolate chunk banana bread sliced and sitting on a copper cooling rack.

Banana bread is a timeless classic for a reason. There are countless banana bread recipes out there, likely because we all, at some point, buy bananas with the best intentions and then let them ripen just a little too long on the counter. But here’s a secret: those deeply spotted, brown bananas aren’t past their prime—they’re perfectly ripe for baking! Their natural sugars intensify, providing a richer, sweeter flavor and a wonderfully moist texture to your bread.

The Magic of Ripe Bananas for Baking

Overripe bananas are the undisputed star of any truly great banana bread recipe. As bananas ripen, their starches convert to sugars, making them incredibly sweet and lending a natural moisture that ensures your bread is never dry. If you find yourself with too many ripe bananas and no immediate baking plans, don’t fret! Simply toss them, peel and all, into a freezer-safe bag and store them in the freezer until you’re ready to bake. While they might look a bit “ugly” and black when thawed, they’ll be perfectly soft and ready to mash, creating the best, most flavorful banana bread imaginable. Just make sure to thaw them completely before mashing for easy incorporation into your batter.

A bowl of banana bread batter before stirring in the chocolate chunks.

This particular chocolate chunk banana bread recipe is my go-to, not only because it’s incredibly easy to make but also because it’s wonderfully forgiving. It’s designed for minimal fuss and maximum flavor, making it perfect for both novice bakers and seasoned pros.

Achieving the Perfect Moist Chocolate Chunk Banana Bread

One of the secrets to this banana bread’s exceptional moistness lies in the inclusion of sour cream. When combined with the mashed bananas, sour cream adds a luscious richness and tender crumb that makes every slice a delight. The acidity in the sour cream also reacts with the baking soda, helping the bread rise beautifully and contributing to its soft texture. If you don’t have sour cream on hand, an equal amount of plain Greek yogurt can be substituted for similar fantastic results. It’s a simple ingredient swap that keeps your banana bread consistently delicious.

A loaf pan full of banana bread batter as more chocolate chunks are added to the top.

Whole Wheat Flour in Banana Bread: A Healthy Twist You Won’t Notice!

This recipe cleverly incorporates a mixture of whole wheat flour and all-purpose flour. Banana bread is truly the perfect hiding place for a healthier alternative like whole wheat flour. Its robust flavor and slightly denser texture are seamlessly blended with the sweetness of the bananas and the richness of the other ingredients. Most people, even picky eaters like my kids, won’t even notice it’s there! However, if you don’t have whole wheat flour, feel free to use all all-purpose flour; you’ll still achieve fantastic results. The combination simply adds a subtle nutty depth and a touch more fiber without compromising taste or texture.

The loaf pan full of banana bread fresh from the oven.

Chocolate Chunks, Chips, or Nuts: Customizing Your Banana Bread

While this recipe specifically calls for chocolate chunks—because who doesn’t love those generous pockets of melty chocolate?—feel free to customize your loaf with your favorite add-ins. Chocolate chunks provide a satisfyingly large bite of chocolate in every slice, but there are many delicious alternatives. Consider using classic chocolate chips (milk, semi-sweet, or dark), decadent white chocolate chips, crunchy pecans or walnuts, or even unique cinnamon chips for a spiced twist. You could also mix in dried fruits like cranberries or raisins for added chewiness. Don’t be afraid to experiment and make this banana bread truly your own! To prevent heavier add-ins from sinking to the bottom, try tossing them lightly with a tablespoon of flour before folding them into the batter.

A close up of two slices of banana bread that show the chocolate chunks and the texture of the finished bread.

Storage Tips for Your Homemade Banana Bread

Proper storage ensures your homemade chocolate chunk banana bread stays fresh and moist for as long as possible (if it lasts that long!). Tightly wrapped in plastic cling film, your banana bread will remain delicious for about a week at room temperature. If using aluminum foil, it’s best to consume within 2-3 days for optimal freshness.

To freeze for longer storage, allow the loaf to cool completely. Then, wrap it tightly first in plastic cling wrap, followed by a layer of aluminum foil, and finally place it in a large freezer-safe ziploc bag, squeezing out as much air as possible. This triple-layer method helps prevent freezer burn. When you’re ready to enjoy, simply thaw at room temperature. This is a great way to bake ahead or enjoy a quick treat whenever the craving strikes!

But let’s be honest, with a loaf this delicious, you probably won’t have to worry about long-term storage, because it’s so good, you might just eat it all in one day!

More Delicious Banana Recipes to Try!

Got even more ripe bananas? Don’t let them go to waste! Here are some other fantastic recipes from Accidental Happy Baker to put them to good use:

  • Pina Colada Banana Bread
  • Fluffy Banana Pancakes
  • Banana French Toast Muffins
  • Irresistible Banoffee Scones
  • Baked Banana Donuts with Salted Caramel Glaze
Banana Donuts with Salted Caramel Glaze
A loaf pan of freshly baked chocolate chunk banana bread.

Chocolate Chunk Banana Bread

This easy one-bowl recipe yields a delightfully moist and sweet banana bread, loaded with generous chocolate chunks, ready in just over an hour. Perfect for a quick, comforting treat!





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Prep Time: 10 minutes
Cook Time: 1 hour 10 minutes
Total Time: 1 hour 20 minutes

Ingredients

  • 1 cup mashed ripe bananas (about 3 medium, very ripe bananas)
  • ½ cup unsalted butter (melted)
  • ¾ cup brown sugar (packed)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup sour cream (or plain Greek yogurt)
  • 1 cup all-purpose flour
  • ¾ cup whole wheat flour
  • 1 tsp baking powder
  • 1 tsp baking soda
  • ½ tsp ground cinnamon
  • ½ tsp salt
  • 3/4 cup chocolate chunks (plus more for topping, if desired)

Instructions

  1. Preheat your oven to 350 degrees F (175°C). Lightly grease and flour a 9×5 inch loaf pan with nonstick baking spray, or line with parchment paper.
  2. In a large mixing bowl, thoroughly mash the ripe bananas with a fork or potato masher until mostly smooth. Stir in the brown sugar until well combined. Then, add the melted butter, eggs, vanilla extract, and sour cream (or Greek yogurt). Mix again until all the wet ingredients are fully incorporated.
  3. To the same mixing bowl, add the all-purpose flour, whole wheat flour, baking powder, baking soda, ground cinnamon, and salt. Gently stir the dry ingredients just enough to break them up, then continue mixing until everything is well combined into a cohesive batter. Be careful not to overmix.
  4. Fold in the chocolate chunks into the batter. If you wish to have visible chocolate on top of your baked loaf, reserve a small handful of chunks to press into the top later.
  5. Pour the banana bread batter evenly into the prepared 9×5 loaf pan. If desired, press the reserved chocolate chunks onto the top of the batter.
  6. Bake in the preheated oven for 1 hour to 1 hour and 10 minutes. The banana bread is done when a wooden skewer or toothpick inserted into the center comes out clean or with moist crumbs, not wet batter. If the top of the loaf begins to brown too quickly before the center is cooked through, loosely tent the banana bread with aluminum foil for the remainder of the baking time. Let cool in the pan for 10-15 minutes before transferring to a wire rack to cool completely.

Video

Notes

This delicious banana bread will stay moist and good for several days at room temperature when stored in an airtight container or tightly wrapped in plastic wrap.

To freeze, ensure the banana bread is completely cooled. Then, wrap it tightly in plastic wrap, followed by aluminum foil, and place it in a large freezer-safe bag, removing as much air as possible. It can be frozen for up to 3 months. Thaw at room temperature before serving.

Did You Make this Recipe?Please leave a review or a photo! I’d love to hear your feedback!

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You are going to fall in love with how delicious and easy this chocolate chunk banana bread is! Only one bowl to wash. No special tools required. And a loaf of moist and sweet banana bread studded with chocolate chunks in around one hour!

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